As we approach the end of another great year, I want to thank all of you for reading my blogs. For those of you who took the time to express your appreciation and suggestions I want to extend a special gratitude.

I wish all of you and your loved ones a Happy, Healthy and Prosperous year in 2015.

My next post will be on January 9^th, 2015.

I am excited about continuing to write every Thursday in 2015, staying in touch with all of you and adding the most value I can.

Thank you for 2014.

Gershon